| Cost Breakdown |
| $125 |
One time fee for setup and case assessment |
| $75 |
Fee for service completed each month |
| A three-bureau credit report is required to evaluate your case. If you have obtained one within the last 4 weeks, you may forward it to our office. Otherwise, you will need to order a current credit report. After you sign up, we will give you specific details of how to order your credit report. If you have been denied credit, you may request your credit reports at no cost from the credit bureaus. |
Would
a $60,000. savings on your mortgage loan interest you? You may
save thousands through Academy's Credit Restoration Service.
There are people just like you who are saving over $150,000 over
the life of their mortgage loan because of Academy's Credit
Restoration Service!
And if that is not enough, there are clients who are saving an additional
$3,000 - 7,000 over the life of their automobile loan because
of improved credit ratings made possible through our services.
How Is This Possible?
First,
let's take a look at the costs of poor or damaged credit:
|
Home Loan Monthly
|
|
Credit Standing
|
Interest Rate
|
Payment
|
Cost of Poor
Credit Monthly
|
Total Cost of
Poor Credit
|
| Good Credit |
7% |
$798.36 |
$0 |
$0 |
| Slightly Damaged |
9% |
$965.55 |
$167.19 |
$60,194.15 |
| Damaged |
12% |
$1,234.34 |
$435.98 |
$156,949.96 |
|
(Based on 30 year, $120,000 loan, $0 Down)
|
|
Car Loan Monthly
|
|
Credit Standing
|
Interest Rate
|
Payment
|
Cost of Poor
Credit Monthly
|
Totoal Cost of
Poor Credit
|
| Good Credit |
*5.75% |
$288.25 |
$0 |
$0 |
| Slightly Damaged |
12% |
$333.67 |
$45.42 |
$3,948 |
| Damaged |
20% |
$397.41 |
$109.16 |
$7,772.40 |
|
(Based on 5 year, $15,000 loan, $0 Down)
*(Some dealers are currently offering 0%)
|
As you can see from the diagram, even a slightly damaged
credit score can cost you thousands of dollars in the long run.
Have you stopped to calculate what your poor credit is
costing you? Is it worth it to let an extra $160-450
dollars per month slip through your hands because you are
paying high interest rates?
The Solution Behind Real Monthly Savings
Fortunately, Academy's Credit Restoration Service provides
professional services which equals professional results,
for only $75 per month! And with an improved credit rating,
you can refinance your current loans or qualify for new loans
at low interest rates and enjoy the enormous savings!
Your credit score can be improved for only $75 per month!
With Academy you don't have to know the credit laws or
fight the credit bureaus. Here's a simple cost break down of the
services we provide.
Imagine the amount of work you will be saving yourself by
hiring a professional to work on your credit file for you!
Credit
reports can be difficult to read and the credit laws governing
those reports are extensive and difficult to understand.
Approaching the credit bureaus can be intimidating and time
consuming and overwhelming to the average person.
Putting your credit situation into the hands of a paralegal,
who has extensive experience in handling credit reporting
problems.
And if that is not enough, we also offer a simple refund
of your monthly payments if we are not able to improve
your credit score within six months!
|
